1. Introduction

These Investment Conditions outline the terms and conditions under which you may invest in various financial products offered by FxQuity.com (the “Broker”). By accessing and using the FxQuity platform, you agree to these terms and conditions. These conditions are designed to ensure transparency, fairness, and compliance with relevant financial regulations.

These terms govern the investment process, including account setup, funding, minimum investment amounts, withdrawal limits, and any restrictions associated with the investments provided through FxQuity.

2. Eligibility

2.1. General Eligibility

To invest with FxQuity, you must:

Be at least 18 years old.

Complete the Know Your Customer (KYC) process, which includes submitting identification documents and proof of address.

Agree to the terms and conditions outlined here and on the FxQuity website.

FxQuity reserves the right to refuse any application or investment if the information provided is found to be incomplete or inaccurate.

2.2. Investor Profile

Upon registration, FxQuity will assess your financial situation and investment experience to determine whether the offered investment products are suitable for you. This assessment is in line with our commitment to responsible investment practices and regulatory requirements. You may be required to provide additional documents for verification.

3. Types of Investment Products

3.1. Investment Options

FxQuity offers a variety of investment products, including but not limited to:

Equities (Shares): Investments in shares of major American and European companies.

Fixed Income Products: Bonds and other debt securities.

Commodities: Physical and derivative investments in products such as gold, silver, and oil.

Cryptocurrencies: Digital currencies such as Bitcoin, Ethereum, and other altcoins.

Exchange-Traded Funds (ETFs): Investment funds that are traded on stock exchanges.

Indices: Investments in market indices such as the S&P 500, FTSE 100, and DAX.

3.2. Investment Restrictions

Certain investments may have specific eligibility criteria, such as:

Minimum investment amounts.

Holding periods or lock-up periods.

Geographic or regulatory restrictions.

Please consult the product details on FxQuity’s platform to understand the specific conditions for each investment type.

4. Investment Accounts

4.1. Account Types

FxQuity offers different types of accounts to accommodate individual and corporate investors:

Individual Investment Account: Available to personal investors, this account allows for flexible investment options across multiple asset classes.

Corporate Investment Account: Tailored for businesses and institutional investors, this account offers additional features such as multi-user access and higher investment limits.

Retirement Accounts (where applicable): Certain regions may allow tax-advantaged retirement accounts for investing in select products.

Each account type is subject to the terms set out in this document, as well as any additional terms and agreements associated with the specific account.

4.2. Account Setup and Funding

To begin investing, you must:

1. Open an account by providing the required personal information and completing the KYC process.

2. Deposit funds into your account using the available payment methods (bank transfer, credit/debit card, cryptocurrency, etc.).

You can deposit in various currencies and cryptocurrencies depending on your location and preferences. The minimum deposit amount is flexible, allowing investors to begin with any amount. However, the minimum withdrawal amount is set at $1,000.

5. Minimum Investment and Withdrawal Conditions

5.1. Minimum Investment Amount

The minimum investment amount for most assets is determined based on the asset class, regulatory requirements, and specific investment product. For example:

Stocks (Equities): You may start with a single share or fractional shares, depending on the specific market and asset.

Bonds: The minimum investment may be higher, typically around $1,000 or its equivalent in other currencies.

Cryptocurrencies: The minimum investment may vary, but it typically starts at the equivalent of $100 in a cryptocurrency like Bitcoin or Ethereum.

Please check individual product details for specific minimum investment amounts before making an investment.

5.2. Withdrawal Conditions

FxQuity allows you to withdraw funds from your investment account at any time, subject to the following conditions:

The minimum withdrawal amount is set at $1,000. This applies regardless of the method used for withdrawal (bank transfer, cryptocurrency, etc.).

Funds may be withdrawn using the same payment method used for deposits (e.g., credit card, bank transfer, or cryptocurrency wallet).

Withdrawals are processed within 1-3 business days, but the actual transfer time depends on the payment method and may take longer (e.g., international wire transfers may take additional time).

Withdrawal requests are subject to approval, and FxQuity reserves the right to refuse withdrawal requests if they are deemed suspicious or violate our policies.

6. Investment Process

6.1. Making an Investment

To make an investment, follow these steps:

1. Log in to your account on the FxQuity platform.

2. Choose your investment product (e.g., stocks, bonds, ETFs).

3. Enter the amount you wish to invest. Depending on the product, this could be a fixed amount or the number of units/shares you want to purchase.

4. Confirm the investment by reviewing the terms and details of the transaction.

Once confirmed, the investment amount will be deducted from your account balance, and you will receive confirmation of your purchase.

6.2. Investment Risk

Investments carry risks, including the potential for partial or total loss of capital. The value of your investments may fluctuate due to market conditions, interest rates, geopolitical events, and economic factors.

FxQuity provides tools to help you manage these risks, but you are ultimately responsible for the investment decisions you make. Please ensure that you understand the risk profile of each investment product before committing funds.

6.3. Diversification and Portfolio Management

FxQuity encourages investors to diversify their portfolios to reduce risk. Diversification involves spreading your investments across different asset classes and sectors to protect against market volatility. You may choose to invest in stocks, bonds, commodities, and other asset types, or use our recommended portfolio options based on your risk tolerance.

7. Fees and Charges

7.1. Management Fees

FxQuity may charge management fees on certain investment products, such as mutual funds or ETFs. These fees are typically expressed as a percentage of the total assets under management (AUM) and are charged annually.

The exact fee structure will be outlined in the product details when you make an investment.

7.2. Transaction Fees

Some investments, particularly those involving stock purchases or cryptocurrency transfers, may incur transaction fees. These fees cover the administrative costs of executing the investment, such as exchange fees or network fees (for cryptocurrency transfers).

7.3. Withdrawal Fees

FxQuity may charge fees for certain withdrawal methods, particularly for international wire transfers or cryptocurrency transactions. These fees will be clearly displayed during the withdrawal process.

8. Investment Risk and Considerations

8.1. General Investment Risks

Investing in financial markets involves risk, and investors should be aware of the following:

Market Volatility: The prices of assets may fluctuate rapidly, and market movements can result in significant losses.

Liquidity Risk: Some investments may not be easily converted into cash without incurring losses, particularly in less liquid markets.

Currency Risk: Investments in assets denominated in foreign currencies are subject to currency fluctuations.

Economic and Geopolitical Risk: Broader economic factors and political events can affect the value of investments.

8.2. Cryptocurrency Investment Risks

Cryptocurrencies are highly volatile and can experience rapid price changes. Additionally, the regulatory environment surrounding cryptocurrencies is still evolving, and this could impact the value of your investments.

8.3. Risk Mitigation

FxQuity offers a range of investment products with varying risk profiles. It is important to assess your financial situation, investment goals, and risk tolerance before investing. FxQuity recommends working with a financial advisor if needed to tailor your investment strategy.

9. Account Termination

9.1. Termination by FxQuity

FxQuity reserves the right to terminate your account at any time if we determine that you have violated the Investment Conditions or Terms and Conditions, or if required by law or regulation.

9.2. Termination by the Investor

You may request to close your investment account at any time by submitting a request to customer support. Any remaining investments will need to be liquidated, and any outstanding withdrawals will be processed as per the withdrawal conditions.

10. Amendments to Investment Conditions

FxQuity reserves the right to amend these Investment Conditions at any time. Any changes will be communicated to you through the platform, and your continued use of the FxQuity platform signifies your acceptance of the updated terms